Florida commercial enterprises are vulnerable to devastating financial losses should there be loss like a fire, as this can bring operations to a full stop. Property owners need to act quickly to address the loss, or they will run the risk of disruption of the marketability of their products.

A commercial or home fire will often cause different types of damage and, to the inexperienced eye, much of it can go undetected. The multiple potential effects from fire damage include: Water damage. Smoke damage. Destruction from firefighters attempting to enter the structure.

The scope of loss: A scope of loss is a document or multiple documents and measurements that explain the amount and type of damage that has been done to your Tampa home. A scope of loss is outside the skills of your general contractor: The scope of loss represents the total damage expense including hard costs, supervision fees, overhead and profit, common and complex insurance policy claim payment precedent required to replicate your Tampa home.

In this video segment from The Property Man, legendary coach Lou Holtz discusses fire loss of his Lake Nona home.

When considering the likelihood of damage and filing an insurance claim, a Florida high rise poses its own unique risks. Hotels, condo complexes and office buildings have different issues when it comes to water, fire or other types of damage, including: Sprinkler damage: Fire sprinklers are a fantastic method for keeping people safe during a Florida high rise fire, but they can cause quite a bit of damage to the building and all of the property in it.

An unfortunate consequence of living in Florida is thunderstorm and hurricane damage to property that will often impact residential and commercial real estate. This is a valid concern during hurricane season and particularly stormy periods in both July and August.

Professional credentials A public adjuster is required to be licensed by the State of Florida. Request their license information and double-check it on the state website or contact the Office of Florida’s Chief Financial Officer via email form with your request.

If you are like most people we know, you probably have not learned by rote the specifics of your home insurance policy. These details are vital in case your home or property ever suffers damage in a hurricane, fire or another disaster. Even if you did memorize your policy from back to front, you likely found it filled to the brim with language fit for a lawyer.

Your house is more than a roof and four walls; it is an important part of your family! Your home is filled with family heirlooms, keepsakes and precious memories. It is important to get everything back to the status quo and move on with your life if there has been a fire or flood.

After you decide it is a good idea to seek professional help with your insurance claim, the goal is to find a Tampa public adjuster with solid references who will take your case. Questions to ask and concepts to understand before hiring a public adjuster: Be certain you are hiring a licensed public adjuster.