If you are like most people we know, you probably have not learned by rote the specifics of your home insurance policy. These details are vital in case your home or property ever suffers damage in a hurricane, fire or another disaster. Even if you did memorize your policy from back to front, you likely found it filled to the brim with language fit for a lawyer.

Your house is more than a roof and four walls; it is an important part of your family! Your home is filled with family heirlooms, keepsakes and precious memories. It is important to get everything back to the status quo and move on with your life if there has been a fire or flood.